400000000.60 Safe to install
LendingClub: Simplifying Personal Loans with Ease and Connectivity
LendingClub by Radius Bank offers a user-friendly platform for personal loans, combining competitive rates with an easy application process, though it may lack the customer service responsiveness some users desire.
Experience the convenience of banking anytime, anywhere with LendingClub Mobile, the highly acclaimed mobile banking app.
Get Started
- To access the app, simply log in using your Online Banking email or username and password.
- New to LendingClub? Customers with personal and small business banking accounts can easily enroll directly from the app's login screen.
Manage Your Accounts
- Effortlessly check your account balances and review transactions for both personal and small business checking and savings accounts.
- Take control of your finances by easily turning your debit card on or off through the app.
- Simplify your financial life by setting up direct deposit for a seamless money transfer process.
- Enjoy peace of mind with the convenience of securely depositing checks right from your mobile device.
- Efficiently pay bills and even send money to friends directly through the app.
Locations
- Discover the nearest fee-free ATMs among our vast network of over 37,000 locations nationwide.
Support
- Rest assured knowing that our dedicated support team is here to assist you. Easily send and receive secure messages or engage in live chat for prompt assistance.
Overview
LendingClub is a Freeware software in the category Business developed by Radius Bank.
The latest version of LendingClub is 400000000.60, released on 03/03/2024. It was initially added to our database on 10/05/2023.
LendingClub runs on the following operating systems: iOS.
Users of LendingClub gave it a rating of 4 out of 5 stars.
Pros
- Offers competitive interest rates for personal loans
- Provides a user-friendly online platform for loan application and management
- Quick approval and funding process
- Flexible loan terms available
- Access to resources and tools for financial education
- Good customer service and support options
Cons
- Limited availability in certain states
- May require a good credit score for the best rates
- Fees can apply, such as origination fees and prepayment penalties
- Higher interest rates compared to traditional bank loans for lower credit scores
- Not suitable for all types of loans, as focused primarily on personal loans
FAQ
What is LendingClub?
LendingClub is a financial platform that connects borrowers with investors through personal loans, business loans, and other financial products.
How do I apply for a loan through LendingClub?
You can apply for a loan by visiting the LendingClub website, filling out an online application, and providing necessary documentation.
What types of loans does LendingClub offer?
LendingClub offers personal loans, business loans, auto refinancing loans, and medical financing.
Is there a minimum credit score required to qualify for a loan?
Yes, LendingClub typically requires a minimum credit score of 600 to qualify for most loans.
How long does it take to get approved for a loan?
Approval can take as little as a few minutes, but funding may take several days depending on the type of loan and documentation required.
What are the interest rates for LendingClub loans?
Interest rates vary based on the borrower’s creditworthiness but generally range from 6.95% to 35.89%.
Are there any fees associated with LendingClub loans?
Yes, LendingClub may charge an origination fee, which is typically between 1% to 6% of the loan amount.
Can I pay off my loan early without penalties?
Yes, LendingClub does not charge prepayment penalties if you pay off your loan early.
How is my loan funded?
Once your application is approved, your loan may be funded by individual investors or institutional investors through the LendingClub platform.
Does LendingClub report to credit bureaus?
Yes, LendingClub reports to all three major credit bureaus, which can help build your credit history when you make timely payments.
David Fischer
I am a technology writer for UpdateStar, covering software, security, and privacy as well as research and innovation in information security. I worked as an editor for German computer magazines for more than a decade before joining the UpdateStar team. With over a decade of editorial experience in the tech industry, I bring a wealth of knowledge and expertise to my current role at UpdateStar. At UpdateStar, I focus on the critical areas of software, security, and privacy, ensuring our readers stay informed about the latest developments and best practices.
Latest Reviews by David Fischer
- Guitar Sight Reading Trainer Simplifies Learning for Guitarists
- Paint Tester by Luminant Software, Inc. Offers Accurate Virtual Paint Color Preview
- Grimase Run: Merge Master - A Creative Puzzle Adventure
- Number Match - Merge Puzzle Delights Puzzle Enthusiasts
- Classic Card Game Delight: Klondike & Solitaire by Mindgo Limited
Screenshots (Click to view larger)
Related products
CIT Bank
CIT Bank: A Solid Choice for Savvy Savers
Five Lakes
Review the progress of your program and the accounts you have enrolled Access alerts and updates regarding upcoming settlements and deposits Easily connect with Five Lakes's Client Success Team Get valuable personal finance tips …
LendingClub Commercial
Bank conveniently at any time and place using LendingClub Bank's commercial banking mobile app, Radius Commercial. This free and user-friendly app provides around-the-clock access to your accounts.
Lightstream
Revolutionize Your Streaming Experience with Lightstream
MySynchrony
Effortless Financing Management with MySynchrony
Navient Loans
Navient's loan management app provides a convenient and secure way to manage your student loans. This app streamlines the process, making it fast, easy, and effortless to stay up-to-date with your loan(s).
Rocket Mortgage
Streamlined Home Financing at Your Fingertips
Spot Pet Insurance
Access all the features of the Member Center with ease by simply opening the Spot Pet Insurance app. This convenient mobile application allows you to seamlessly submit and track claims, view your policy details, update your contact …
UFB Direct®
UFB Direct®: High-Interest Banking Made SimpleLatest Reviews
|
Skeepers Creators
Skeepers Creators Empowers Content Creators with Innovative Tools |
|
Guitar Sight Reading Trainer
Guitar Sight Reading Trainer Simplifies Learning for Guitarists |
|
Oakworth Mobile Banking
Convenient and User-Friendly Mobile Banking by Oakworth Capital Bank |
|
ThankYouPro - Greeting Cards
ThankYouPro: The Ultimate Greeting Card Creator |
|
Nerdish: Smart Knowledge Daily
Nerdish: Smart Knowledge Daily - A Daily Dose of Insightful Learning |
|
The Denver Gazette Online
The Denver Gazette Online: A Reliable Source for Local News |
|
UpdateStar Premium Edition
Keeping Your Software Updated Has Never Been Easier with UpdateStar Premium Edition! |
|
Microsoft Visual C++ 2015 Redistributable Package
Boost your system performance with Microsoft Visual C++ 2015 Redistributable Package! |
|
Microsoft Edge
A New Standard in Web Browsing |
|
Google Chrome
Fast and Versatile Web Browser |
|
Microsoft Visual C++ 2010 Redistributable
Essential Component for Running Visual C++ Applications |
|
Microsoft Update Health Tools
Microsoft Update Health Tools: Ensure Your System is Always Up-to-Date! |
Browse
Latest Updates
Riot Client 109.0.1.3179
Riot Client: A Seamless Gaming Platform for Riot Games Fans
Vivaldi Browser 7.4.3684.28
Customizable and Feature-rich Web Browser
WD Discovery 5.2.730
Effortlessly manage your Western Digital devices with WD Discovery.
User Experience Improvement Program Service 5.0.3020
Enhance Your User Experience with Acer's Improvement Program Service
